Wash Wash (Money Laundering) explained

"Wash Wash" (Money Laundering) explained in layman's terms.

1. Cleansing "dirty" money.

2. Putting "dirty" money into the "clean" system

3. Making proceeds from "illegal" trade to become "legal"...

Money laundering is the process of making illegally-gained proceeds (i.e., "dirty money") appear legal (i.e., "clean"). Typically, it involves three steps: placement, layering, and integration. ... Finally, it is integrated into the financial system through additional transactions until the "dirty money" appears "clean".

Eg... You stole KES 20B (in cash) from another country. You (an events company in Kenya) purport to hold an event the most expensive hotel in Nairobi, host an international "prominent" artiste, make "entrance fee" to be ambiguous i.e charge Ksh 10k booking rates, Ksh 100k VIP rate... and Ksh 50k at the entrance.

Then..

Make as many tickets as possible, give out through radio shows while marketing the event... And of course, give many "complementary tickets" to University of Nairobi students 🤣🤣... After the event, go bank 10million... If they ask you source of your money, you show them the counterfoils of the tickets that People "purchased" to attend the "expensive event"... 

Repeat the process with many other musicians and events untill all Your 20B is safe in your accounts...

I hope you understand better. 💯

Jeremiah Mauti




WhatsApp Etiquette - Politics and Religion 1

My Take....

1. Politics and Religion are EMOTIVE

2. Politics and Religion are DIVISIVE


Not everyone in a group will share same views on the above topics...


Each group has people from different religious beliefs and backgrounds, not necessarily same as yours. Keep in mind when sending in your Bible verses that not everyone is a Christian...


Each group has people with diverse political opinions, not necessarily same as yours. Keep in mind as you send that "Baba" post that not everyone is amicus Baba...


In official and professional groups, the above subjects should be addressed with caution and better still avoided in totality.


It's important to respect group rules in order not to offend other participants who may not necessarily "Leave" the group, being official or professional (important) and may not be brave enough to ask you to stop posting political and religious posts.


It's okay to discuss political and religious topics in groups specially opened/created and meant for that purpose.


Polite reminder, not everyone likes these many "forwarded" posts. Regulate number of forwarded messages as the team members could have received the same thing from another group. Many forwarded messages could be scam which innocent members may end up clicking on links and be scammed.


Regards,

Jeremiah Mauti

#BigBrotherAdvisory

Men With Daughters...

 1. Know that from day one, she’ll always be your little girl. But you have to put in the effort to keep it that way.


2. Don’t assume or influence what her interests will be because she’s a girl. Don’t just point out flowers and dolls. Show her cars and LEGOs, too.


3. Let her help you around the house or with your work. She’ll grow up to be a woman who feels confident stepping up in the workplace, no matter the job.


4. Talk to her mama like an equal, not an inferior, and she’ll someday expect the same.


5. Show her your sensitive side. She’ll see that if she’s sensitive, too, it doesn’t make her weak.


6. Have inside jokes or games, just between the two of you. Trust me, she’ll remember them forever.


7. Encourage her to do the things that scare her, because you’ll always have her back.


8. Make her promises, and then keep them. The only heartbreak in her life should come from others who don’t know how special she is.


9. Show her the skills that you know well.


10. Ask her to show you the skills that she knows well and you don’t.


11. Attempt to understand her interests even when you don’t. You’ll teach her that no matter what her talents are — ballet, art or wrestling with the boys— they matter.


12. This is especially true if her interests are more “girly.” Teach her that her interests are just as important no matter what they are.


13. If you wouldn’t say it to a son, don’t say it to your daughter.


14. When she comes to you with a problem, don’t brush her off or tell her to go to her mother. Listen. She’ll come back.


15. Don’t talk about her changing body, or interest in sexuality, with disgust. You’ll only teach her that she should be ashamed of it.


16. Don’t talk about other’s women’s bodies in an objectifying or demeaning way. She’s listening, and then examining her own.


17. Talk about strong women in front of her, not just strong men, and she’ll aspire to be them someday, and will know she has a chance.


18. Work stuff out with her mother in front of her. She’ll see that women deserve a voice in relationships and will look for someone who will appreciate hers.


19. Don’t joke about having a shotgun when boys come over. You’ll only teach her that you don’t trust her judgement.


20. Stand up for injustice and the oppressed. Believe the oppressed when they say they’re oppressed. You’ll show her compassion and that there’s nothing unmanly or inferior about doing what is right.

21. If you lead by example, you won’t need to scare the bad boys away. She’ll want better.


22. If there is a bad boy in the bunch, make sure you’re there if her heart should break. Chances are, it will. Make yourself available for her to turn to, and not back to him.


23. Tell her that the only person in charge of what happens to her body is her.


24. Compliment her, and her mother, often.


25. Tell her you love her. Text her about the game. Let her know that no matter what, you’ll always be there.




Important Things To Teach Your Child(ren) At Early Age

1: Warn your Girl Child Never to sit on anyone's laps no matter the situation including uncles.

2: Avoid Getting Dressed in front of your child once he/she is 2 years old. Learn to excuse them or yourself.

3. Never allow any adult refer to your child as 'my wife' or 'my husband'

4. Whenever your child goes out to play with friends make sure you look for a way to find out what kind of play they do, because young people now sexually abuse themselves.

5. Never force your child to visit any adult he or she is not comfortable with and also be observant if your child becomes too fond of a particular adult.

6. Once a very lively child suddenly becomes withdrawn you may need to patiently ask lots of questions from your child.

7. Carefully educate your grown ups about the right values of sex . If you don't, the society will teach them the wrong values.

8: It is always advisable you go through any new Material like cartoons you just bought for them before they start seeing it themselves.

9. Ensure you activate parental controls on your cable networks and advice your friends especially those your child(ren) visit(s) often.

10. Teach your 3 year olds how to wash their private parts properly and warn them never to allow anyone touch those areas and that
includes you (remember, charity begins from home and with you).

11: Blacklist some materials/associates you think could threaten the sanity of your child (this includes music, movies and even friends and families).

12. Let your child(ren) understand the value of standing out of the
crowd.

13: Once your child complains about a particular person, don't keep quiet about it.
Take up the case and show them you can defend them.
Remember, we are either parents or parents-to-be.

Home Vs School; Learn Vs Teach

It is AT HOME that children should learn to say:

01 - Hello
02 - Good afternoon
03 - Good evening
04 - Please
05 - May I
06 - Sorry
07 - Forgive me
08 - Thank you very much
09 - Thank you
10 - I was wrong

It is AT HOME that we also learn to:

01 - Be honest
02 - Be punctual
03 - Not insult
04 - Be polite
05 - Respect everyone: friends, colleagues, elders, teachers, authorities

Again at home we learn to:

01 - Eat everything
02 - Not speak with a mouth full
03 - Have personal hygiene
04 - Not throw waste on the ground
05 - Help parents accomplish their daily tasks
06 - Not take what does not belong to you

Still  At home we learn to:

01 - Be organized
02 - Take care of our business
03 - Not touch other people's belongings
04 - Respect the rules,
05 - Speak our mother tongue (s), master our culture and ancestral spirituality

Because AT SCHOOL teachers should teach:

■ Mathematics
■ History
■ Geography
■ Foreign language
■ Science
■ Chemistry
■ Physics
■ Biology
■ Philosophy
■ Sociology
■ Physical education
■ Art ...

And only reinforce what the student has learned AT HOME!!!
Because it is from what we learned AT HOME that we, individuals will be respected, that we will respect the life, freedom and property of all.

A CAMPAIGN AGAINST THE PERVERSION OF VALUES AND IN FAVOR OF THE FAMILY AND A BETTER WORLD !!!

All families let’s fight together as one!!!


General Etiquette 101

1. Don’t call someone more than twice continuously. If they don’t pick up your call, presume they have something important to attend to;

2. Return money that you have borrowed even before the other person remembers asking for it  from  you. It shows your integrity and character. Same goes with umbrellas, pens and lunch boxes;

3. Never order the expensive dish on the menu when someone is giving you a lunch/dinner. If possible ask them to order their choice of food for you;

4. Don’t ask awkward questions like ‘Oh so you aren’t married yet?’ Or ‘Don’t you have kids’ or ‘Why didn’t you buy a house?’ Or why don't you buy a car? For God’s sake it isn’t your problem;

5. Always open the door for the person coming behind you. It doesn’t matter if it is a guy or a girl, senior or junior.  You don’t grow small by treating someone well in public;

6. If you take a taxi with a friend and he/she pays now, try paying next time;

7. Respect different shades of opinions. Remember what's 6 to you will appear 9 to someone facing you. Besides, second opinion is good for an alternative;

8. Never interrupt people talking. Allow them to pour it out. As they say, hear them all and filter them all;

9. If you tease someone, and they don’t seem to enjoy it, stop it and never do it again. It encourages one to do more and it shows how appreciative you're;

10. Say “thank you” when someone is helping you.

11. Praise publicly. Criticize privately;

12. There’s almost never a reason to comment on someone’s weight. Just say, “You look fantastic.” If they want to talk about losing weight, they will;

13. When someone shows you a photo on their phone, don’t swipe left or right. You never know what’s next;

14. If a colleague tells you they have a doctors' appointment, don’t ask what it’s for, just say "I hope you’re okay". Don’t put them in the uncomfortable position of having to tell you their personal illness. If they want you to know, they'll do so without your inquisitiveness;

15. Treat the cleaner with the same respect as the CEO. Nobody is impressed at how rude you can treat someone below you but people will notice if you treat them with respect;

16. If a person is speaking directly to you, staring at your phone is rude;

17. Never give advice until you’re asked;

18. When meeting someone after a long time, unless they want to talk about it, don’t ask them their age and salary;

19. Mind your  business unless anything involves you directly - just stay out of it;

20. Remove your sunglasses if you are talking to anyone in the street. It is a sign of respect. Moreso, eye contact is as important as your speech;

21. Never talk about your riches in the midst of the poor. Similarly, don't talk about your children in the midst of the barren...or talk about your spouses around those who don't have.

etiquette
/ˈɛtɪkɛt,ɛtɪˈkɛt/
noun
  1. the customary code of polite behaviour in society or among members of a particular profession or group.
    "the rules of etiquette are changing"
    Similar:
    protocol
    polite behaviour
    good manners
    manners
    acceptable behaviour
    accepted behaviour
    proper behaviour
    code of behaviour
    rules of conduct/behaviour
    decorum
    form
    good form
    courtesy
    politeness
    civility
    propriety
    formalities
    niceties
    punctilios
    custom
    customary behaviour
    convention
    conformity
    conventionality
    politesse
    the thing to do
    couth

Wise Words for 2020; Some Real Shit.

1. Be careful who you have unprotected sex with.

2. Be careful who you vent to.

3. Be careful of how you use the word ‘love.’

4. Know when to let that shit go.

5. Be careful who you speak to about your finances.

6. Calm down before making decisions in anger.

7. Some bridges need to be burned.

8. Know the difference between like, lust and love.

9. Trust your gut.

10. Write it down; you’re not gonna remember.

11. Find an outlet for your stress/anxiety. Run, yoga, drink/smoke in moderation, write, meditate. find something that works for you.

12. Once it’s on the internet, it’s nachos anymore.

13. Stop trying to please everyone. It is impossible. Someone will be offended. Someone will be unsatisfied.

14. Drink more fucking water.

15. Memorize important numbers by heart. Your phone may not always be available.

16. Love yourself. Learn to if you do not know how. If you put yourself first in all that you do, it will come to you soon.

17. Stop caring so much about what people will think and say. Because fuck em.

18. Stop lurking through his/her shit. Mind your godamn business and live.

19. Try to be considerate of how your actions or lack of can affect others. You never know what people may have going on. The inconvenience can cost time, energy and money.

20. Communication kills assumptions.

21. Cum often.

#kbye
#Kopied

Habits of Unhappy People; Depression Signs.

Depression is more than just sadness and lots of crying. It’s a constant numb feeling that never really goes away, even when someone engages in activities that they used to enjoy. Here are the signs.

1. Talent and Expressive

Don’t misunderstand this to mean that sadness and depression can make you a more skilled person. However, there is a correlation between those who are expressive in their everyday lives and higher risks of depression.
No one knows for sure, but it could be because they’re so attuned with their moods and feelings that they tend to be more receptive towards negative emotions as well. Other people think that expressive people tend to judge themselves more harshly than people who work in less-expressive occupations. It’s tough to say.

2. High Defense Mechanisms

People who are more prone to depression tend to have higher walls around themselves, emotionally. This is because they don’t want other people to know that something is wrong, so they act fine to keep people at a distance.
They start to learn that they’re very good at hiding their emotions and will use that as a defense mechanism so that no one asks any questions. In fact, they may seem extraordinarily upbeat, bouncy, and very lively. This habit is dangerous for everyone since no one will see the smaller signs that they need help and won’t know anything’s wrong until it’s too late.

3. Issues with Abandonment

People experiencing depression have a hard enough time trying to let people into their lives. That’s because they don’t want someone else to see them at their worst. However, on the small chances that they do let someone in, it can be a lot for that person to take in and they choose to walk away.

That can be difficult for a depressed person to take, as they soon start to believe that everyone’s going to leave them eventually. It also creates the false belief that their depression will only drive other people away and that it should be kept a secret from the world so that other people will want to be around them.

4. Weird Eating Habits

The reason that eating is such a focal point for sufferers is that it’s something that they can control. They can choose to ignore their hunger pains, or they can shovel as much food into their faces as they want. It’s also proven that eating foods that aren’t particularly good for you, such as sugary or fried foods, releases more serotonin into the body. Serotonin is responsible for alleviating moods and reducing anxiety, and that can become like a craving for those with depression.

5. Weird Sleeping Habits

Sleeping too much or not enough seems to be the pattern for those suffering from depression. Because the body is out of synch with itself, the brain doesn’t know how to react and either released too much melatonin or not enough.
Sleep is the second important element to good health, both physically and mentally. The problem here is that rest is also another element that the sufferer has control over. Being able to control at least one thing in their life gives that person some amount of power when they feel like everything else is spiraling out of control.

6. Over-Thinking Things

Because people with depression are not in control of their thoughts, they can quickly run away with them. They’re always swimming in a pool of thoughts and emotions, analyzing everything to see what the best outcome will be.
Their minds can be a little messy and crowded, at the expense of everything else going on in their lives. This over-thinking can lead to some necessities being forgotten or omitted from their daily schedule altogether. Take care not to point it out to them as this may cause them to regress and hide their problems even further.

7. Self-Reliant

Those with depression tend to look to themselves to solve their problems. They don’t seek outside help because they want to feel that sense of control over the situation before them.
Many people consider this to be a good trait, as they’re self-reliant, but it can actually be quite detrimental to their psyches. Relying on only themselves 100% of the time can get tiring, and even if there’s some sense of fulfillment for completing a job on their own, that feeling never lasts long for a depressed person.

8. Always Ready for the Worst

Depressed people are always prepared for the worst to happen. Instead of being hopeful and looking for the silver linings, they always and only expect the worst to happen.
They may tell you that they’re just realistic about expectations, but when those expectations are always in the negative, and then you should realize that something is wrong. It might be time to sit down and have a talk with them, but don’t force things if they don’t seem interested. Depressed people can get somewhat defensive about their emotions.

9. Habitual Remedies

People with depression like to keep a routine; that way, they can continue exerting some control over their lives. Even if someone is taking medication and seeking therapy for their depression, there are habits they’re going to practice in their everyday lives to keep moving in the right direction.
It could simple habits such as going for walks at the same time every day, listening to music, or doing exercise. It’s these simple exercises that keep them out of falling into those sinking feelings again that serve as the lifesavers to stop them from focusing on intrusive thoughts.

10. Cover-Up Stories

Depressed people most time don’t want other people to know the truth, so they become experts at covering things up. They make up stories about their behavior, their change in appearance, or why there are scars on their arms.
This need to distract from the truth is a dangerous thing; it makes it hard for other people to determine that they need help, especially if they don’t know what to look for. Moreover, by the person playing it off as nothing, they’re also not accepting that they’re at a low point and should be looking for help.

11. Heightened Perception of Life and Death

Not very many people understand that depression doesn’t always lead to suicide. After all, that’s all we hear about in the news. However, what depression does is skew one’s perception of life and death.
The concept of one’s mortality usually comes to mind during moments of crisis or desperation. Also, with the fluctuation of moods, going in and out of these mindsets frequently can make these thoughts more prevalent.

12. Intense Understanding of Substances

Someone who is control of their depression is going to be more adamantly aware of what’s going into their bodies. They may express a level of knowledge about substances that seems higher than the average person should have.
They’re aware that sugars and caffeine are uppers for their moods, and what medications will adversely affect them. They know what medications they shouldn’t be mixing with foods too to cause an adverse reaction. It’s a responsibility they realize they can’t share with anyone else as they have to take care of their own minds.

13. Searching for a Purpose

Many of those who are depressed are searching for a purpose or meaning in their lives. They need to find something that they consider worthwhile doing so that they can feel like they’re moving in the right direction.
This notion is because feelings of inadequacy and fear are active in the depressed mind, which they yearn for validation of some kind in the activities they’re doing. It’s their way of trying to make themselves happy that doesn’t involve seeking help from others.

14. Seek Love and Acceptance

As with finding a purpose, they’re also trying to find love and acceptance from those around them. They may strive to be a people-pleaser so that other people will like them.
Also, it’s that seeking love and acceptance that they hide their inner demons. They want to be attractive to other people so that they can be seen as a friend. Not everyone is equipped to deal with the ugly head of depression, so it’s kept hidden to spare others from that discomfort. The goal is not to be dishonest, but to appear as the best version of them possible.

15. Subtle Cries for Help

When you think of a depressed person, you think of someone that wants to be alone all the time and doesn’t want to talk to anyone. That’s partly true. Depressed people may generally pull away from other people most of the time, but there are some instances where their depression becomes too much to deal with on their own. 
Look for those moments when they choose to open up and talk about their conditions. These are the most crucial times where they’re crying for help. Try to meet them halfway but don’t react with anger. That will make them withdraw and not want to talk about it ever again.

16. Lifestyle Changes

If you know someone who doesn’t exercise regularly and then see them suddenly start going for a job every day, they could be dealing with depression on their own. Engaging in some activity makes it easy for them to focus on something else other than their moods.
Engaging in these activities helps to release endorphins, which can make the body feel better overall. This rush can cause them to seek it out more and more so that they start engaging in these activities more often.

17. Avoidance

People with depression can sometimes choose to avoid everything. People, places, and even essential appointments that they have, they don’t want anything to do with anything. This can significantly affect their lives, as they also skip paying their bills or going to classes. Depression is a horrible, cruel monster that makes it easy for people’s lives to be ruined.
Avoiding regular activities and seeing people makes it easier for them, as they don’t have to pretend that everything is okay. Especially on those exhausting days when everything feels like too much, they may choose just to sleep all day instead.

18. Compulsive Behaviors

Many people with depression can start taking up compulsive, obsessive behaviors. Again, this is the need to exert some control over their lives that they felt have spiraled out of control. Some people may take multiple showers a day just because it’s the only way they know how to relax and feel good, while some people may engage in harmful behavior, such as trichotillomania (pulling out hair).
These behaviors may be difficult to notice at first if you don’t spend much time around that person. However, if you’re aware of what their normal day-to-day lives are like, then you’d have a better understanding of what seems out of the ordinary.

19. Steering Conversations Away From Themselves

When people are depressed, the last thing they want to do is talk about them. They don’t want to admit to others that their lives are less than perfect and that they’ll be judged for their behavior or not reaching out for help.
That’s why they tend to conversations more towards other people than themselves. They prefer actively listening to people’s lives than contemplating their own and how screwed up everything seems to be. Alternatively, worse, having to put those feelings into words and hoping they’re not judged for them.

20. Avoiding Eye Contact

People who live with depression tend to have very low senses of self-esteem. They see themselves as below other people and not worthy of their attention.
That’s why most people find it hard to make eye contact with other people during a conversation. They tend to look down or at anything else that’s in the room that they can focus their gaze. It makes it easier for them to keep separated from the person they’re speaking with.

21. Reacting Unexpectedly Negatively

Dealing with depression can be a tiring experience. There are explanations for every aspect of your life, not wanting people to discover the truth, and trying to figure out how to fix the problem on their own.
Handling all of this by themselves builds up over time that when the smallest thing happens, that breaks the camel’s back, it’s interpreted as overreacting. This sudden outburst is a sign that something is definitely wrong and that they’re overwhelmed with something. It’s more than just being in a bad mood.

22. Disappearing for Long Periods

Someone dealing with depression and trying to deal with it on their own may disappear for long periods. They may choose to disappear for a while, either by staying at home or going on a sudden drive somewhere without telling anyone.
Coming to terms with depression on their own can become overwhelming that they need to take a break from everything else to stop themselves from falling apart. If you notice this pattern in someone you know, then it may be time to intervene to see if everything is okay.

Important Life tips. You can add to the list.

1. If you go to a place where visitors sign in and out, please ensure you sign in and out. That record could come back to save you from death.

2. Whenever you shop for anything even in a supermarket or a petrol station keep the receipts for a couple of days. You may need them not just to prove you did the purchases, but also that you were in that shopping mall at that time.

3. Whenever you go for a wedding or any public gathering and those freelance photographers take pictures, please buy a few in which you feature.

4. If someone leaves you in their office or house, do not leave till they come back.

5. Whenever you enter a place that is CCTV monitored, look up straight to the camera (and smile).

6. When talking to someone who is inside a car and you are outside, don't lay your fingers on it.

7. Whenever you append your signature on any paper, ensure there is a date and if there isn't, write it down next to the signature.

8. Always keep note of the approximate times, especially when you make or receive calls.

9. Always photocopy an original document and keep the copy, no matter how small it may be.

10. Whenever you fill in a form or document, fill in all the blank spaces.

11. If possible always use different ink from others.

12. Always ensure you get ATM receipts and keep them for as long as you can.

13. When walking in the streets and you encounter a mob justice keep as far away as possible. If the victim dies a picture taken at the scene could just be enough to fix you as one or the only murder suspect even if you were just passing by.

14. If possible never accept cash. insist on cheques or other recordable modes of payment.

15.

16.

By: Thuku

Overtaking - Do's and Don'ts

OVERTAKING

What is overtaking? - catch up with and pass while travelling in the same direction.

Overtaking is allowed in Kenya and there are provisions made for this act.

Things to do for safer overtaking

1. Prepare well for this calculation - you are having human lives that you are driving, there are human lives in all the other vehicle you  are overtaking.

2. Respect all the traffic signs and road Marks on the road - especially along the stretch where you want to overtake. If the road Marks say do not overtake please do not. If the traffic signs says do not overtake please do not.

3. Indicate to alert all road users of your intent. - turn signals or indicators are a communication system for road users. Drivers can't shout to be heard but indicators are clearly seen.

4. Check your side mirror immediately after indicating to see if its clear. Then check out for oncoming traffic. At this time you MUST HAVE GIVEN A GOOD DISTANCE BETWEEN YOU AND THE VEHICLE YOU WANT TO OVERTAKE so that incase you are not making through with your move you have good room to come back.

5. Make sure you see the driver of the vehicle you want to overtake on their own side mirrors. Flash your lights and makes sure they are aware of your presence and acknowledge your intent.

6. Watch their reaction and Indication. In Kenya we keep left. If they indicate the right side it means they are warning you of on coming traffic. Remember you are in their blindspot and there is something they see that you don't see. If they indicate the left it means it's clear and they are giving you greenlight to proceed with your intention.

7.The overtaking vehicle must keep a sufficient distance from the side between his vehicle and the vehicle or light rail vehicle that is being overtaken

8. When you have done your maneuver well please don't cut immediately to the lane. Please give a good distance between the vehicle you have overtook. Allow them have a good stopping and braking distance.

9. REMEMBER IT IS NOT AMUST THAT WHEN YOU INDICATE, YOU MUST OVERTAKE. IT'S ALWAYS 50/50. YOU MAY INTEND TO AND DO ALL THE PROCEDURES AND ABORT IT AT THE FINAL COUNT. YOU MUST NOT DIE OR CAUSE OTHERS TO DIE OR RISK LIVES BECAUSE OF OVERTAKING

DO NOT OVERTAKE...

If it's prohibited, e.g. you'll see this sign
no overtaking sign or a continuous road mark.

If you can't see at least 100m of clear road ahead of you during the whole overtaking manoeuvre.

If someone else has already started to overtake you.

If overtaking would cause you to break the speed limit.

If you are turning left immediately afterwards and would cause vehicles you've overtaken to have to brake.

If you have to use a median strip, bus lane or bike lane.

If you are crossing a railway crossing.

If you have to cross double white lines when the solid line is the one closest to you.

Please avoid being on the wrong laneat the wrong time. And it causes you to break the speed limit

Road safety is a message of love and only those who have true love will share it with you

Let's make our roads a safer place for all road users.
#Copied